What you need to know about auto insurance

Auto insurance is one of the most important products, and the necessity of its existence and risk management in this way is becoming an increasingly common practice.

In this blog post, the insurance company Aldagi will answer frequently asked questions about auto insurance and share the necessary information with users:

What is auto insurance?

Auto insurance is a product that insures you against unforeseen expenses in the event that your car is damaged as a result of a car accident or natural disaster. In the case of using auto insurance, the insurance company takes on the cost of repairing the car, which means that you are free from unexpected financial expenses. The scheme is as follows: you, in exchange for your car insurance, pay a small amount every month, and in the event of a traffic accident, your expenses are zero.

What cases does auto insurance cover?

• A traffic accident;
• Fire/explosion;
• Theft/robbery/burglary;
• Vandalism;
• Natural disasters;
• Hail/earthquake;
• Falling objects;
• Accessories insurance;
• Car damage in uncertain circumstances;
• Damage caused by any external impact;

How long can a car be insured for, minimum/maximum?

You can insure a car for a minimum of 1 month, maximum of 1 year.

What do we do in the event of a car accident? What are the procedures?

The first thing to do in the event of a car accident is to contact the Aldagi hotline, which will allow you to talk to a manager who will instruct you on what to do;

How is car insurance arranged?

The procedure for purchasing car insurance is very simple. With Aldag, you can purchase auto insurance online - without leaving your home, and/or on site - with the help of an insurance manager.

What is needed to get car insurance?

You only need to show a photo of the car, present an ID card and car passport, and sign the contract.

Does it matter who caused the accident when receiving compensation?

The advantage of insurance as a product is that compensation is paid in any case - regardless of who caused the accident. (Exceptions: gross violation of the law;)

Will the amount of the damage be fully compensated or will the customer also have to pay a deductible?

The customer is required to pay the amount only if the so-called deductible is not 0%. Aldag mainly offers its customers “no deductible” or 0% insurance, without a deductible, which means that the customer does not have any expenses in the event of an accident.

Who will pay if I damage someone else's car, health or property?

Along with car insurance, you can purchase a third-party liability insurance limit. If a car accident occurs due to your fault, both property and health damage will be compensated within the selected limit.

Does insurance apply in case of a technical defect in the car?

The car insurance package includes 24-hour assistance service, which includes assistance in case of technical breakdown, fuel delivery, tire change, evacuation to a repair shop, battery charging.

Aldagi car insurance covers such risks as car accidents, external damage, natural disasters (hail, earthquake), vandalism, theft, robbery, fire, etc.

Aldagi is one of the leading companies in the auto insurance market, and 97% of drivers are satisfied with the experience they have had here.